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Extensive
validation reports on following
parameters: |
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G/L
Code wise and Ledger wise reports. |
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Finance
for Multiple activities to a borrower. |
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Activity,
Scheme, caste and religion |
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Interest
Rate validation. |
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Validation
of Unsecured borrowers. |
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Validation
of Un-applied interest. |
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Audit
related functions: |
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Automatic
& uniform Asset Classification
of Loans and Advances. |
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Automatic
Security Classification of advances
as per RBI norms. |
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All
facilities of a borrower are adjusted
to lowest asset status. |
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Calculates
provisions as per RBI norms. |
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Uniform
classification of all facilities
of a borrower. |
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Generates
Closing Returns and Master summaries
of advances at Pre and Post Audit
Stages at all levels. |
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Screen
based incorporation of Memorandum
of Changes (MOC). |
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Generates
verification reports for Statutory
Auditors at BR/RO/CO/HO. |
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Generation
of pre & Post Audit Master
Summaries of Advances. |
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RBI
Returns: |
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Generation
of DSB-IV returns viz. Sec-I,
II, III, IV-A & B , V,VII
and IX. |
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Automatic
gen. of BSR -1A, 1B at Post Audit
stage on RBI structure. |
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Screen-
updations for BSR-2 and conversion
of data on RBI structure. |
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ALM
Reports for residual maturity
of loans & advances (not for
CC/OD facilities). |
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Priority
Sector returns based on o/s balance
& last reporting Friday. |
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Sectoral
Deployment of funds |
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Interest
Rate wise Distribution of Advances
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Industry
wise distribution of advances. |
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Finance
to Minority Communities. |
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Finance
to SC/ST. |
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Finance
to women. |
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Reports
on Suit Filed/ Decreed Accounts. |
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Advances
against shares. |
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Progress
of application received &
disbursement status for various
government sponsored schemes. |
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NPA
Reports: |
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Top
NPA Branches of Region or Bank. |
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Top
NPA Borrowers. |
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Generates
report on incidence of NPAs and
Potential NPAs for any O/s balance
range, NPA Date Range, Priority
Sector, Non Priority Sector for
any specific activity or activity
group. |
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List
of Degraded / Upgraded accounts
for O/s balance range, NPA Date
Range, Priority Sector, Non Priority
Sector, any specific activity
or activity group. |
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Sectoral
NPA. |
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Generates
Sector wise, Industry wise, Scheme
wise, State wise, District wise,
Area wise NPA flow charts for
a/cs reported individually in
the Base Data. |
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Quick
mortality accounts, limit wise,
sector wise, Area wise, branch
wise, authority wise or employee
wise (if needed) |
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Credit
Administration: |
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Activity
wise Asset Classification Report. |
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Branch
wise advances profile. |
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Branch
wise Sectoral advances. |
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Generates
statement of Non Funded facilities
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Generates
Review status of facilities |
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Generates
Time Barred accounts status. |
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O/s
Limit wise Advances summary |
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Interest
rate range - Credit Rating wise
Summary. « Village wise
LAD due register (Due Date Dairy). |
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