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Non-CBS system. The enormity of the tasks require IT solutions encompassing the business issues leveraging the power of contemporary technologies.D2KTechnologies offers a comprehensive and reliable solution to meet such requirements of banks
Your Getway to Business Intelligence
 
Introduction Application Structure Features
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CRisMAC© Analytics for effective Decision support System.
Sectors/ Segments
Industries
Constitution
Sanction/ Review Authorities
Schematic Lending Analysis
Administrative Locations Bank/Zone/Region/ Branch as per client’s administrative setup.
Geographical Locations (Country/State/ District/ Village )
Area wise Analysis (Metropolitan/Urban/Semi-urban/Rural)
Asset Classification
Interest rate ranges
Limit Wise advances Accounts
Credit ratings As per bank’s credit rating system
Disbursement dates of loan accounts Performance of loans Disbursement of loan during various years/quarters
Customer Religion
Customer Caste
 
Customer Education Status Above parameters are only illustrative and additional parameters may be added/ customized as per Bank’s requirement. Following Information can be analysed on above parameters:
No of Accounts Overdues
Total Advances Standard Amount
Recoveries NPA Amount
Slippages Critical Amount Due (CAD™)
Provision Critical Amount In default (CADU™)
Provision on Standard Assets Provision on NPA Assets
Fresh Slippages Provision on Slippages
Intt. Income on Advances Non Funded Exposure
We may mention here that potential for CRisMAC© Analytics is not limited only to Loans related database but it can provide enterprise-wide Information Management system.
 
 Partners in Implementation:
D2K Technologies has expertise in the area of implementation of the similar systems in banking industry. Our teams have rich experience of implementing systems in three large PSBs and one private sector bank covering over 7300 branches and 185 administrative offices.
 
 Success of the system is in execution of its unique implementation methodology. The highlights of    the strategy are:
Knowledge Transfer of implementation strategies.
Associating in planning critical functions of implementation processes.
SRS and formation of Core Team.
Customization and system acceptance.
Implementation in pilot Branch and concurrent fine-tuning.
Roll out in Pilot Region & planning for Bank Roll out.
Feed back analysis & customization and Bank Roll Out.
Periodic joint review of implementation progress to meet pre-defined mile-stones.
The SRS study, analysis, customization and pilot implementation.
Pilot Region migration roll out can be completed in time thereafter.
Training Schedules and Bank roll out can be planned.
Module II of the system and monthly module will be activated with the completion of migration of the main module.
 
CRisMAC© Analytics: It is envisaged that duly validated data of CRisMAC will be available for providing Analytical Engine on a web server for its use by user dept. Project Management: Microsoft Solutions Framework Project success is dependent on more than just good technology. People and process issues need to be addressed as well.

The Microsoft® Solutions Framework (MSF) is a collection of models, principles, and practices that help organizations frame problems and facilitate effective creation and use of technology to solve business problems. The project management techniques advocated in MSF are based on best practices from product developers, consultants, service providers, and customers worldwide. MSF provides rigorous project guidance that is flexible enough to be adapted to meet the needs of the project and the organization. The core building blocks for this MSF-based solutions guidance are the six major MSF models: the Enterprise Architecture Model, the Team Model, the Process Model, the Risk Management Model, the Design Process Model and the Application Model. MSF exposes critical risks, important planning assumptions and key interdependencies required for successfully planning, building, and managing a technology infrastructure or a business solution.

 
 Roles and Responsibilities
It is proposed that the project will be implemented by a joint team of consultants from D2K Technologies and the Bank Core Team. The teams would work together to realize the objective of deployment of CRisMAC system.These are the general roles and responsibilities outlined for this project:

Project Team profiles: The Bank shall designate a Team Leader for Project Management, who will articulate a vision for the Solution, acquire and quantify end-user requirements, develop and maintain the business case and manage user expectations. This Program Management team of D2K shall drive the critical decisions necessary to release the right product or service at the right time, and coordinate the required decisions to deliver it in a manner consistent with organizational standards.. Development team of D2K Technologies shall be entrusted with the Development i.e. build, implement products and provide services that meets the specification and end-user expectations, delivering a system that is fully compliant with the negotiated functional specification.

 
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